Michael Ochoa is a San Antonio Real Estate Broker who specializes in Short Sales. Here are some great tips from him to you on how to increase the chances of a homeowner’s ability to do a short sale — and how to negotiate with the bank.
1. Prepare the necessary documentation including:
o Two years of tax returns
o Current paycheck stubs
o Unemployment benefit statement (if unemployed)
o and your Last two bank statements
2. Sign a listing agreement with the Realtor who specializes in short sales
3. List the property for sale
4. Cooperate with access, showings, offers, and the Realtor
5. Vacate the home following the close of title
6. Be responsible to maintain the home in “show” condition, and
7. The Realtor must cooperate with the lender and negotiators and provide all requested documentation.
Ochoa also states “there are basic requirements for a Short Sale to even be considered”.
They are:
· Little to no equity in the property
· Three months delinquency
· Already established pre-qualified buyer
· Proof of a financial hardship
· An appraisal showing depreciation of value
But first and foremost you need an expert who specializes with lenders and speaks the same language in order to communicate effectively and represent your best interest. Remember if you or someone you know are facing foreclosure, please call ASAP at 1-800-635-9110 in order to get help.
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Promotional video of Executive Education Courses provided by the Program on Negotiation at Harvard Law School.
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HQ Link: http://www.youtube.com/watch?v=JvgpCvcOcM0&fmt=18
Jason tries to win Kelly back and put an end to her divorce talk; Malik grows tired of keeping up the charade of his fake marriage to Robin Givens when she tells him to stop seeing other women.
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I don’t know how expensive it is for a company in general to add an employee to their health plan; and I am trying to figure out a negotiation price for my salary, can you give me some help on this. How much "benefit costs" should i consider in relation to my salary?
Its a mid-small sized company with about 40 employees
Insurance costs will vary by size of the organization (and thus their negotiating leverage), as well as by your region of the country. I’d count on your total benefits package to add somewhere between 25% to 33% on top of your salary.
Your mileage may vary.
The USC Viterbi School of Engineering Career Services office is happy to assist you throughout your entire job search process, from resume writing to salary negotiation. Whether you are a first semester freshman, a graduating senior, or a graduate student, our office can help. It’s never too early (or too late!) to begin your job search. Please visit the links to the left to learn more about the many ways VCS can assist you.
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The employer finds out through your internet and personal email activity. Also, working with the company for only a couple of weeks. Will they fire you or make you in a uncomfortable position that you will quit?
They could. Using the company resources (IE computer, or phone) for personal activity is generally against company policy. If they wanted, they could use that as reason to terminate you. Most companies won’t do that for minor personal emails etc, but if they are looking for an excuse to let you go, that could be it.
It’s best to use your cell phone for those calls, your personal computer for sending resumes etc, and personal time for interviewing. That way your current employer will have no idea what you are up to, and will have no grounds to let you go over that.
This is how to negotiate a good price with a dentist
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I’m looking for common problems such as type of wood used, type of land, anything that would be useful to get a house cheaper than advertised.
I’m looking for common problems such as type of wood used, type of land, anything that would be useful to get a house cheaper than advertised. The house is brand new.
age, time it took to build this, materials, use, land, value, how many owners have lived in it before you, property, is it nearby a river, on a hill or at the base of one.
Anyone know what year they started the negotiations of the peace treaties in BC and NWT? Was it 1973?
Simple answer is… neither BC or the NWT has ever negotiated "peace treaties" as they have never been at war with their First Nations and since neither government is empowered to negotiate any treaties of any kind (that’s the jurisdiction of the Canadian federal government), they’ve not done that either.
In Canada, it is the Federal government that negotiates "nation to nation" with First Nations to establish agreements over the establishment and implementation of aboriginal governments on First Nations territory.
"…INAC is one of the federal government departments responsible for meeting the Government of Canada’s obligations and commitments to First Nations, Inuit and Métis and for fulfilling the federal government’s constitutional responsibilities in the North. Many of these responsibilities are defined by the more than 50 laws and regulations that INAC administers.
INAC negotiates and implements land claim and self-government agreements on behalf of the Government of Canada. The Department is also responsible for fulfilling obligations in historic treaties.
Strong partnerships among Aboriginal people, governments and the private sector are emerging as we address outstanding land claim and treaty issues and work toward self-government. Land claims and self government agreements achieve the following:
* greater certainty over rights to land and resources therefore contributing to a positive investment climate and creating greater potential for economic development and growth;
* greater control for Aboriginal people and Northerners over the decisions that affect their lives.
This section contains information about the Acts, Bills and Regulations that affect Indian and Northern Affairs Canada (INAC), as well as land claims and historic treaties…."
A short video on some of the concepts of Group Negotiation.
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